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Volume 11

Case Search

STATE FARM MUTUAL AUTO INSURANCE COMPANY a/s/o Maybell Morgan, Appellant, vs. SANDRA TUMBLING, Appellee.

11 Fla. L. Weekly Supp. 7b

Torts — Negligence — Automobile accident — Rear-end collision — In absence of transcript, trial court’s finding that insured who made sudden stop was comparatively negligent and 70% at fault for rear-end collision must be affirmed — Error to fail to award costs and prejudgment interest to prevailing insurer, which was acting as subrogee of insured — Trial court has no discretion to deny costs to party recovering a judgment

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MARTHA GARCIA, Plaintiff, v. OMNI INDEMNITY COMPANY, Defendant.

11 Fla. L. Weekly Supp. 430a

Insurance — Cancellation — Motion to dismiss complaint in action for return of unearned premium denied — Claim for monies had and received is not barred by existence of other legal remedies because claim functions as legal, not equitable claim — Contracts — Insured is not required to bring action for failure to return unearned premium under section 624.155, but may maintain breach of contract action

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PETER ROSENBERG d/b/a MONOPOLY BUILDERS, Plaintiff, vs. ASSURANCE COMPANY OF AMERICA, Defendant.

11 Fla. L. Weekly Supp. 909a

Insurance — Builder’s risk — Coverage — Summary judgment — Factual issues — Where affidavit of builder’s office manager stating that she mailed report for home under construction and premium for builder’s risk policy before loss establishes prima facie proof that report and premium were received by insurer, and insurer’s affidavit states that insurer never received report and premium, factual dispute as to whether report and premium were received precludes entry of summary judgment

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JOSEPH PATRICK CAPALDI, Plaintiff, vs. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, and JOANNE MINIMI, Individually, Defendants.

11 Fla. L. Weekly Supp. 722a

Insurance — Uninsured motorist — Motion to dismiss complaint seeking declaration that insurer cannot avoid potential bad faith liability by belated payment of UM policy limits and damages for insurance fraud — Bad faith — Amendment to uninsured motorist statute regarding bad faith claims expands insured’s potential recoverable damages but does not do away with statutory condition precedent to file sixty-day civil remedy notice — Where insurer paid insured UM policy limits prior to sixty-day civil remedy notice being filed, no action for bad faith lies and there is no bona fide dispute giving rise to action for declaratory relief — Insurance fraud — Section 817.234 requires criminal adjudication of guilt as prerequisite to recovery in civil cause of action for insurance fraud whether action is brought against insured or insurer — There can by no cause of action against insurer under statute where there has been no adjudication of guilt — Complaint dismissed with prejudice

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LAWRENCE ROBINSON, M.D. and/or d/b/a ORTHOPAEDICS OF BREVARD, and LAWRENCE ROBINSON, M.D. and/or d/b/a ORTHOPAEDICS OF BREVARD as an Agent and/or assignee of JOSEPH DEMARCO, assignor principle and/or as Third Party Beneficiary, Plaintiff, v. PROGRESSIVE CASUALTY INSURANCE COMPANY, Defendant.

11 Fla. L. Weekly Supp. 738a

Insurance — Personal injury protection — Small claims — Proposal for settlement — Insurer’s proposal for settlement is stricken where parties agreed at pre-trial conference in small claims PIP action to invoke rules of civil procedure except rule 1.442 and corresponding section 768.79, insurer requested and medical provider objected to invocation of the rule and statute, and insurer filed motion to invoke rule 1.442 but did not schedule motion for hearing — While proposal for settlement may be available in small claims PIP suit, party is obligated to follow appropriate procedure to activate or apply statute and rule

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