Volume 21

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ADVANCED 3D DIAGNOSTICS A/A/O NICUOLY JEAN PHILIPPE, Plaintiff, v. USAA CASUALTY INSURANCE COMPANY, Defendant.

21 Fla. L. Weekly Supp. 344b

Online Reference: FLWSUPP 2104PHILInsurance — Personal injury protection — Standing — Assignment — Where insured executed document assigning benefits to medical provider who rendered services, submitted bills to insurer, and filed suit against insurer, provider is real party in interest — There is no distinction between direction to pay and assignment of benefits — Even if express assignment did not exist, equitable assignment conveys standing to provider

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RESTORATION 1 OF SOUTH FLORIDA, LLC a/a/o VERONICA TIMPSON, Plaintiff, vs. CITIZENS PROPERTY INSURANCE CORPORATION, a Florida statutory corporation and an agency, department or subdivision of the State of Florida, Defendant.

21 Fla. L. Weekly Supp. 274b

Online Reference: FLWSUPP 2103TIMPInsurance — Homeowners — Water extraction services — No merit to argument that failure to attach homeowner’s policy to complaint filed by company that provided water extraction services warrants dismissal of complaint where complaint states that plaintiff is not in possession of policy but that policy would be provided by insurer during discovery — Standing — Assignment — Complaint and attached assignment stating that homeowner assigned all insurance rights, benefits and proceeds to plaintiff in exchange for services rendered as result of property damage are sufficient to establish prima facie case that there was agreement between plaintiff and homeowner for performance of water extraction services in exchange for assignment of rights under policy — Arguments regarding deficiencies in assignment and inconsistency between assignment and allegations of complaint are factual disputes not appropriate for resolution in motion to dismiss — Plaintiff was not required to obtain consent of insurer to have valid after-loss assignment

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ASAP RESTORATION AND CONSTRUCTION, INC. A/A/O SUZANNE CASEY, Plaintiff, v. TOWER HILL SIGNATURE INSURANCE COMPANY, Defendant.

21 Fla. L. Weekly Supp. 670a

Online Reference: FLWSUPP 2107CASEInsurance — Homeowners — Standing — Assignment — Where homeowner’s policy contains non-assignment provision and loss settlement provision, company that performed water extraction services on homeowner’s property has no standing to bring action against insurer until after homeowner has fulfilled her obligation to adjust loss with insurer

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