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Volume 27

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JOZSEF BASCO, Plaintiff, v. CITIZENS PROPERTY INSURANCE CORPORATION, Defendant.

27 Fla. L. Weekly Supp. 1018a

Online Reference: FLWSUPP 2712BASCInsurance — Homeowners — Coverage — Affidavit and report of insured’s expert is insufficient to preclude entry of summary judgment in favor of insurer that denied coverage for alleged windstorm damage to roof where affidavit and report, which are conclusory and lack any supporting evidence or tests performed to support conclusions, fail to meet admissibility standards outlined in Gonzalez v. Citizens Property Insurance Corporation

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KATHY BENTLEY-BELL as Personal Representative of the ESTATE OF KATHLEEN BENTLEY, Plaintiff, v. STATE FARM FLORIDA INSURANCE COMPANY, Defendant.

27 Fla. L. Weekly Supp. 533a

Online Reference: FLWSUPP 2706BELLInsurance — Homeowners — Attorney’s fees — Prevailing party — Where insurer made no payment on insured’s claim because it valued damage to home at less than amount of deductible, insurer was unaware of any dispute as to valuation of damage until insured filed suit, and once suit was filed insurer invoked appraisal process and paid amount of appraised damage less deductible, insurer neither breached policy nor made confession of judgment — Insured’s motion for attorney’s fees and costs is denied

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MARK J. FELDMAN, P.A. and MARK J. FELDMAN, ESQ., Appellants, v. INFINITY ASSURANCE INSURANCE COMPANY, Appellee.

27 Fla. L. Weekly Supp. 925b

Online Reference: FLWSUPP 2711FELDInsurance — Personal injury protection — Attorney’s fees — Attorney who was discharged by medical provider before suit for PIP benefits was filed may not recover attorney’s fees against insurer who ultimately settled suit with provider — Section 627.428 precludes recovery of pre-suit fees, insurer did not act unreasonably so as to justify award of pre-suit fees, and charging lien does not compel insurer to pay pre-suit fees when attorney’s work did not produce positive result for provider

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PAN AM DIAGNOSTIC SERVICES, INC., d/b/a WIDE OPEN MRI, INC., (a/a/o David K. Welch), Plaintiff, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Defendant.

27 Fla. L. Weekly Supp. 400a

Online Reference: FLWSUPP 2704WELCInsurance — Personal injury protection — Attorney’s fees — Proposal for settlement is not valid where complaint alleged both monetary and non-monetary claims — Although medical provider did not formally plead claim for declaratory judgment, allegations of complaint indisputably demonstrate that provider was seeking declaration of its rights under statutory provisions allegedly violated by PIP insurer, and claim for declaration of rights was not subsumed within breach of contract claim — Ambiguity — Proposal language requiring provider to “fully settle and dismiss all direct claims and causes of action pled by or available to plaintiff” is ambiguous where language could extinguish provider’s right to any portion of recovery in insured’s bodily injury suit — Further, nominal proposal was not made in good faith where issue of whether exhaustion of benefits after making a reduced payment that is later determined to be unlawful was proper was being hotly litigated at time insurer made offer, so that insurer only had 50% chance of prevailing on this issue at time of offer — Insurer’s motion for entitlement to attorney’s fees is denied

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