Miami Beach Windstorm Insurance Lawyer
Steps to take after a windstorm if you must file a windstorm insurance claim
The best attempts to protect the property will end some damage in the event of a windstorm. If your home or business is damaged in the storm, you’ll want to make sure you take the following steps to make sure your windstorm insurance claim is handled fairly and promptly.
Cover your damaged property. It is vital that, if your property has been damaged, cover it with a tarp or something similar to prevent the entry of water or any other additional damage. Remember, the insurance company will take any reason to avoid paying you. If they claim that your damaged property was further damaged after the storm, they can blame you for the damage and deny your claim.
Document everything. It is recommended that you start outside and get photos of the house in each shot. Take pictures of all four sides and cover as much of the ceiling as possible. Be sure to take pictures of your entire patio, too. Start by taking photos from afar, then zoom in to take pictures in more detail. Then head inside and start taking pictures there. Start by taking pictures of the entire rooms. Then continue taking photos of individual items. A complete photographic record is essential to demonstrate losses if you need to file a claim. When you take your pictures, take an inventory of the damaged property. This will also help with your windstorm insurance claim.
Quickly file your insurance claim. Insurance policies generally require you to send your case quickly after storm damage. So, it is important that you take your pictures, write your inventory, and file your claim as soon as possible. Call one of our expert Miami Beach lawyer at Ovadia Law Group at 1-800-674-9396, we can help you with your case.
Tips to help you protect your property from severe weather
Shutters
Close shutters or put-on protective panels with pre-installed fasteners.
Vehicles
Park in the garage or store vehicles if you plan to leave them.
Surroundings
Place trash cans, garden furniture, grills, and other objects that can be carried by the wind inside your home or garage.
Prefabricated Houses
- In an intense wind event, take your family to a community storm shelter or other safe structure to protect them.
- Even when equipped with new straps and anchors, manufactured homes can expose occupants to an increased risk of injury compared to structures with permanent foundations.
Weather warnings
- Use a radio to stay on top of the latest weather reports. If you are sent to evacuate your home, go to a shelter as directed by local authorities.
- Lock doors and windows before leaving.
- Bring your survival kit and other supplies.
Let your friends and family know where you plan to stay.
If there is no time to reach a shelter, retreat to your shelter room if you have one. Otherwise, stay in the middle of your home or the basement, away from windows, and take cover under a ladder or heavy furniture.
If you need help with your claim, feel free to contact our Miami Beach team of Ovadia Law Group at 1-800-674-9396, let us fight for you.
Consult with an experienced windstorm Insurance Lawyer at Miami Beach
Windstorms can cause incredible damage to property that you have worked to cultivate for years. In a matter of a few hours, the wind in Miami Beach can destroy your home and result in costly repairs or replacements. If you have windstorm insurance, you can rest easy knowing you’re covered.
You have worked hard to make your home a home and to collect all your belongings inside it. That’s probably what motivated him to get a homeowner insurance policy. These policies can help you have a greater sense of peace and confidence that you will be protected if something happens. While homeowner insurance is an essential cornerstone of your protection, it is crucial to realize that most policies do not cover wind or flooding damage. If you are not sure if your policy protects you in the event of these occurrences, or if you want to research your options for an inclusive policy, you need an Ovadia Law Group expert.
We have years of experience helping our clients in Miami Beach find personalized solutions for their insurance needs. Whether you already have a homeowner policy approaching renovation or have not yet invested in an inclusive policy, we know how to create the best solution. We are prepared to help you find a policy that meets your needs and protects you from loss. Please feel free to contact Ovadia Law Group at 1-800-674-9396 to review your policy or discuss several new strategies for your windstorm needs.
