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North Bay Village Flood Damage Claim Lawyer

Contact Ovadia Law Group for help

If you have suffered financial difficulties due to flood damage, a North Bay Village flood insurance claim attorney from Ovadia Law Group’s team of trained and experienced attorneys can help you. We are dedicated to helping those affected by life-changing events. We have represented clients who have suffered losses from Hurricane Harvey, Hurricane Irma, Hurricane Florence, and Hurricane Michael. 

When events like a hurricane occur, it is almost impossible to be fully prepared for the damage you will suffer. 

That is why there is insurance. Unfortunately, we have found that insurance companies will gladly take your money away from you to give you peace of mind, but they will not be willing to keep their end of the bargain once a disaster strike. This is where our expert team from Ovadia Law Group comes in. We refuse to allow large insurance companies to take advantage of our clients. If you need help claiming flood insurance our firm is here to help you. Contact one of our North Bay Village lawyers today at 1-800-674-9396

What types of water damage are covered by insurance?

Each insurance policy is different, with variations in the deductible amounts, what is covered and other conditions. Water can cause property damage in several ways, including, but not limited to, the following: 

  • Storm surge due to a hurricane or other storm 
  • Sewer backing 
  • Water back 
  • Floods 
  • Sudden or accidental discharge 

For the most part, the determination as to what is covered by your insurance policy depends on the source of the water damage, the type of policy, and whether the water damage was accidental and sudden, or that it occurred gradually with time. In most cases, gradual water damage to property is not covered by an insurance policy. 

Although you may want to file your flood damage claim with your insurance company right away so that you receive your compensation as soon as possible, do not be too quick to fill out the paperwork. What is presented on your insurance claim is especially important and it is worth taking the time to ensure that your claim application is as complete as possible. To get started, review your insurance policy to make sure you understand all the coverages you are entitled to, as well as the deductibles, exclusions, and any liability you have as a homeowner. Collect any records of home repair and regular maintenance and organize these documents. 

Before you file your flood damage claim

If your home has suffered flood damage in North Bay Village

Water damage to a home is not uncommon, due to basements that are flooded under heavy rain, rising water from storm surge from a hurricane, and water entering the home through windows or doors due to intense winds. While water damage is often immediate, the response to insurance claims is usually not. The qualified North Bay Village disaster recovery attorneys at Ovadia Law Group help Florida homeowners recover the maximum compensation from insurance companies for property damage due to floods and water. Our reputation speaks for itself – we have raised millions of dollars in unpaid insurance claims for Florida homeowners, and we can help you, too. Contact our team today at 1-800-674-9396. 

Interested in learning more?

We offer free initial consultations to assess your case. Call 1-800-378-1242 for personalized legal services from start to finish!
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