Plantation Uber & Lyft Injuries

Uber, as a ridesharing company, recognizes the need for insurance coverage in the event of accidents involving their drivers. They have implemented insurance policies designed to address the various stages of a driver’s activity on the platform. These stages include:

Offline Mode: When an Uber driver is not using the app for ride-sharing purposes and is driving their vehicle for personal use, their personal insurance policy is primarily responsible for covering accidents during this phase.

Driver Online, No Passenger: If an Uber driver is logged into the app but hasn’t accepted a ride request or has no passengers in the vehicle, Uber provides limited liability coverage for accidents. This coverage may include up to $50,000 in bodily injury liability per person, $100,000 in bodily injury liability per accident, and $25,000 in property damage liability per accident.

Driver with a Passenger: When a driver accepts a ride request and has passengers in the vehicle, Uber offers the most comprehensive insurance coverage. This includes liability coverage for bodily injury and property damage, collision coverage, and uninsured/underinsured motorist coverage. Coverage amounts can go up to $1 million, depending on the specific circumstances of the accident.