Opa-locka Car Accident Lawyer
My Injuries Aren’t Severe A Day After The Crash, Do I Still Need A Opa-locka Car Accident Attorney?
Dealing with the repercussions of an auto accident can be confusing and demanding when you’ve been injured. Perhaps you may not feel intense pain the first night of the accident, but the pain may increase as the days go by as your body could still be in shock. Regardless of how severe your injuries may be, dealing with insurance companies and any acquired medical expenses can only add to your worries. At Ovadia Law Group, we are here to help.
Our experienced auto collision attorneys have the knowledge and professionalism you need on your side to face the insurance companies who work to lowball the severity of your injuries and settle your case for as little compensation as possible. The best thing to do after a car accident is to call an auto collision attorney immediately so they can provide you with a free consultation.
When you call our Opa-locka auto collision attorneys at 1-800-378-1242, they will be able to discuss the specifics of your case and provide legal counsel to resolve your claim, no matter how significant it may be.
What Are Common Causes Of Auto Accidents
Being involved in an auto wreck can lead to many unwanted consequences, such as permanent injury, loss of earnings, and more. Below, we have put together a list of some of the top causes of accidents happening in the Opa-locka area.
- Distracted Driving. Believe it or not, the number one cause of car accidents is distracted drivers. A distracted driver is a motorist who diverts their attention away from the road in order to talk on their cell phone, text, change the radio, or eat/drink.
- Speeding. Many drivers ignore the set speed limits and drive far beyond those limit, sometimes as much as 10, 20, or 30 miles per hour over the limit. Speed kills and driving far above the speed limit is an easy way to cause a car accident. Driving fast lessens the reaction time needed to avoid accidents.
- Drunk Driving. Alcohol prevents drivers from focusing and functioning properly. This is a deadly combination when operating a vehicle. Always use a designated driver, taxi, or ride share service if you go out and drink.
- Rain. When weather is bad, so are the roads. Car accidents occur regularly in the rain because water creates slick and dangerous surfaces causing cars, trucks, and motorcycles to spin out of control or skid while braking.
Ovadia Law Group is established in the area of Opa-locka. We are an auto injury law firm familiar with all local laws and ordinances. We offer a free initial consultation to review with you the specifics of your auto accident and will work with you to determine the grounds of your claim.
From there, we will investigate your accident and search for all available evidence in order to represent you with top-notch, informed counsel. Whether you’re dealing with a large, corporate insurance company or a local Opa-locka organization, our accomplished car collision attorneys will fight for your right to receive a fair compensation.
We understand the physical, emotional, and financial burden car accidents can have on personal injury victims and their families. As such, our car accident lawyers are committed to fighting for you against insurance companies who are looking out for their best interests, not yours. Call us at 1-800-378-1242 to receive your free consultation today.
Work With Powerful Opa-locka Car Crash Lawyers On Your Claim
Florida “No-Fault” Insurance Law Explained
Florida’s “No Fault Insurance,” also known as PIP Insurance, is a mandatory insurance for all Florida drivers. PIP Insurance personally covers you regardless of who is at fault in an accident. It is put in place to insure that anyone who is injured in a car accident is covered for a minimum of $10,000 towards any injuries sustained in an accident. PIP is meant to reduce payment delay for injured drivers. It can be applied to medical diagnostics, check-up bills, recurring physical rehabilitation costs, medical expenses like surgery and prescription medicine, and even lost wages after an accident.
It is important to connect with a respectable Opa-locka car accident lawyer who understands the ways of the insurance companies and will be able to go after the compensation you deserve after a car accident. Call us today at 1-800-378-1242 so an auto collision attorney can provide you with a free consultation and review your options with you.
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Why Hire a Car Accident Lawyer in Opa-Locka, Florida?
Florida’s no-fault insurance rules can be confusing and restrictive for accident victims. An experienced car accident lawyer helps maximize compensation, determines when you can step outside the no-fault system, and protects you from insurance company tactics. This is especially critical in serious injury cases, disputed liability situations, or when insurers delay or deny claims. Accident victims with legal representation consistently obtain higher settlements than those who handle claims alone.
Ovadia Law Group offers free consultations, and you pay nothing unless we recover money for you.
How No-Fault Insurance Works in Florida
After a car accident in Florida, your own insurance coverage pays first—regardless of who caused the crash. This is Florida’s no-fault system. However, it comes with strict limits: PIP only covers 80% of medical bills and 60% of lost wages, capped at $10,000.
In serious Opa-Locka car accidents, these benefits are often depleted quickly and do not cover pain and suffering. Our attorneys evaluate whether your injuries qualify for additional compensation and guide you through the process from start to finish.
What Compensation Are You Entitled To After a Florida Accident?
If your injuries meet Florida’s serious injury threshold, you may pursue compensation beyond PIP benefits. This may include full medical expenses, future treatment, lost income, emotional distress, property damage, and pain and suffering. Insurance companies frequently attempt to undervalue claims. We fight to recover the maximum compensation available under the law.
How is Fault Determined in a Florida Car Accident?
Florida follows a comparative negligence system, meaning your compensation can be reduced if you’re found partially at fault. Insurers often use this to justify lower payouts. We push back with thorough investigations, police report analysis, witness statements, expert input, and available traffic or surveillance footage to establish what truly caused the crash.
How Do I File an Auto Insurance Claim in Florida?
After ensuring everyone’s safety and contacting law enforcement, you must promptly notify your insurance company. Florida law requires crash reports to be submitted within 10 days. Be cautious when speaking with adjusters—anything you say can be used to minimize your claim. Before providing a recorded statement, speak with our attorneys at no cost. We handle paperwork and insurer communications so you can focus on healing.
Dealing with Uninsured Drivers in Florida
Nearly 20% of Florida drivers are uninsured. If an uninsured motorist causes your Opa-Locka accident, recovering compensation becomes more complex. We explore all potential recovery options, including uninsured motorist coverage, third-party claims, and legal action against the at-fault driver. You may have more avenues for compensation than expected.
What are the Minimum Car Insurance Requirements in Florida?
Florida only requires $10,000 in PIP coverage and $10,000 in property damage liability. These minimums are rarely sufficient for serious accidents, and many drivers are underinsured. Our attorneys search for additional coverage sources such as uninsured/underinsured motorist policies, umbrella insurance, or applicable health benefits to maximize recovery.
Common Car Accident Injuries in Opa-Locka, Florida
According to Florida Highway Safety data, there were 401,540 traffic accidents statewide in 2021, resulting in 252,973 injuries and 3,741 fatalities.
Common car accident injuries include:
- Whiplash and neck injuries
- Traumatic brain injuries, including concussions
- Spinal cord injuries and disc herniations
- Fractures and broken bones
- Internal injuries and organ damage
- Soft tissue injuries, cuts, and bruises
- Burn injuries from fires or airbags
- Chronic back pain
- Knee and joint damage
- Facial injuries and dental trauma
Some injuries take days or weeks to appear. We work closely with trusted medical providers to ensure all injuries are properly diagnosed and documented, especially those with long-term effects.
Common Causes of Car Accidents in Florida
1. Distracted Driving:Texting, phone use, and in-vehicle distractions remain leading causes of crashes statewide.
2. Tourists on Unfamiliar Roads:Florida’s constant influx of visitors—including those traveling through Opa-Locka—leads to sudden stops, missed turns, and collisions.
3. Aggressive Driving in Heavy Traffic:Speeding, tailgating, and unsafe lane changes are common during peak traffic hours.
4. Adverse Weather Conditions:Sudden rainstorms reduce visibility and traction, increasing crash risk.
5. Elderly Drivers:Florida’s large senior population contributes to accident statistics, though research shows older drivers are not inherently more dangerous.
6. Commercial Vehicle Accidents:Major roadways near Opa-Locka see regular truck traffic, often resulting in more severe collisions.
Florida’s Statute of Limitations for Car Accident Claims
For car accidents occurring after March 2023, Florida law allows only two years to file a personal injury lawsuit. Property damage claims generally have a four-year deadline. Wrongful death claims must be filed within two years, and cases involving government entities follow separate timelines.
Missing the deadline permanently bars your right to compensation, regardless of case strength. Seek medical attention promptly, preserve evidence, and contact our Opa-Locka car accident lawyers as soon as possible.
