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Allstate v. 21402

In Allstate v. 21402 filed in 2004, Allstate claimed that multiple doctors, runners, and a lawyer were staging collisions.  The similarities in these cases was that people were driven to a location, told to get into a older parked vehicle, and then wait a few minutes until they were rear-ended so that liability would be clear for a personal injury claim.  There was always minor damage sustained. All parties from one vehicle would treat at one clinic; the parties in the other vehicle would treat at a different clinic.

One person testified that they were driven to a location, told to sit in a car that was non-functional and disabled.  Shortly after, four complete strangers in a pick-up truck intentionally drove into the car they were sitting in.  They were told to go to a particular attorney to pursue an injury claim and told that they needed to treat at a certain chiropractic clinic to obtain the money they were promised in exchange for being in the staged collision.  They were then sent to a medical doctor for NCV testing.

Another person testified that they entered a 1986 Buick Regal knowing that it would get rear-ended by another vehicle.  Another group of people admitted that they intentionally sat in a 1992 Subaru with the knowledge that they would be rear-ended by another vehicle which turned out to be a 1987 Honda Accord. 

The attorney that was sued in this case employed runners who would obtain police reports and then visit homes of people involved in car accidents.  The runner would leave a business card indicating they were a “legal representative and medical consultant.” 

One way Allstate was able to connect all the clinics was because they all referred patients to the same doctor for NCV testing and used the same billing company.

DISCLAIMER

This is based on a real court case that was previously filed against a medical provider/doctor.  The case number has been partially redacted and names have been changed to protect the Defendants’ names.  This example is posted to help educate others on the laws and potential pitfalls.  This posting is not intended to embarrass or defame anyone.   I have limited the information and simplified some of the facts in the lawsuit to reflect key points and make a complicated case easier to understand.  This “example” is directly from a complaint filed by an insurance company; therefore, I am using the facts THEY presented.  There are always two sides to a story so please understand this is just one side of the story.  This information was found through records available to the public.

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