Making a fire claim poses unique challenges. It is heavily dependent on experts to determine the proper repairs, including potentially engineers, contractors, smoke, and water damage remediators.
Making an accurate and comprehensive inventory of the contents, which is often charred or completely destroyed, can be a challenging task following a loss. Cause and origin experts are often needed to decide the cause of the fire and become particularly important if the insurer is pursuing suspicions of arson.
All of this can make a pursuing a fire insurance claim, where either the scope or basis of the claim is being contested by the insurance company, an expensive proposition.
Coverage issues can arise with respect to smoke and mold damage, both of which may have exclusions of limits which the insurance company claims apply. If the insurance company suspects arson, it may deny the entire claim based on fraud.
It is a risky strategy for an insurance company to accuse its insured or arson, however, because unjust accusations of arson or fraud are a basis for bad faith liability.
Even where coverage is accepted, the cost to repair the structure, the value of personal property, and the other living expenses for time out of the house, can often be the subject of hot dispute.
If you home have been damaged from fire, do not hesitate to call Ovadia Law Group at 1-800-674-9396. We can help you with your case.
We offer free initial consultations to assess your case.
Call 1-800-674-9396 for personalized legal services from start to finish!
Boca Raton Office
4800 N. Federal Hwy
Suite D204,
Boca Raton, FL 33431
*Direct all Mail to this office
Miami Office
1835 NW 112th Ave, Suite 164, Miami, FL 33172
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3364 Cleveland Ave, Fort Myers, Fl 33901
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1925 E Michigan St, Suite 201, Orlando, FL 32806
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