If you’ve faced financial hardships due to flood damage, the compassionate team at Ovadia Law Group in Miami Beach is here to help. Our dedicated and experienced flood insurance claim attorneys understand the emotional and financial toll such events can take. We’ve stood by clients through the aftermath of hurricanes like Harvey, Irma, Florence, and Michael, helping them rebuild their lives.
When a hurricane strikes, it’s nearly impossible to be fully prepared for the devastation. But you don’t have to face it alone—let us support you through this challenging time.
That’s the purpose of insurance. Unfortunately, we’ve found that while insurance companies are eager to collect your premiums, they often fall short when it’s time to honor their commitments after a disaster. This is where the skilled team at Ovadia Law Group comes in. We are dedicated to preventing large insurance companies from taking advantage of our clients. If you need help with a flood insurance claim, our firm is ready to assist you. Contact one of our Miami Beach lawyers today at 1-800-674-9396.
Water damage coverage varies significantly among insurance policies. Your policy’s protection depends on three key factors: the water’s source, your specific type of insurance, and whether the damage happened suddenly or developed over time. Most policies cover sudden, accidental water damage but exclude gradual deterioration.
Common sources of water damage include storm surges from hurricanes, backed-up sewers, water backup from drains, flooding, and sudden plumbing failures like burst pipes. Each scenario typically triggers different coverage rules and deductible amounts. For instance, while a burst pipe might be covered under standard homeowner’s insurance, flood damage usually requires separate flood insurance.
Review your policy carefully, as its specific terms, coverage limits, and conditions will determine which types of water damage are protected and which are excluded. Most insurers deny claims for long-term water damage, such as persistent leaks or ongoing maintenance issues.
While you’ll naturally want to file your flood damage claim quickly to receive compensation, resist rushing through the paperwork. The accuracy and completeness of your claim directly impact your potential settlement, so it’s worth investing time to prepare it properly.
Before submitting your claim, carefully review your insurance policy to fully understand your coverage. Pay particular attention to your coverage limits, deductible requirements, specific exclusions, and your responsibilities as a homeowner. These details will help you submit a comprehensive claim that addresses all potentially covered damages.
Next, gather and organize all relevant documentation. This includes records of regular home maintenance, past repairs, and any property improvements. Having these documents ready will strengthen your claim and help demonstrate that you’ve maintained your property responsibly.
A thorough, well-documented claim submission often leads to faster processing and better outcomes than a hastily filed one. Remember: accuracy and completeness trump speed when dealing with insurance claims.
Water damage strikes Miami Beach homes in many forms – from storm surge and hurricane winds forcing water through windows and doors to flooded basements after heavy rains. While the damage happens quickly, insurance companies often delay processing these claims.
At Ovadia Law Group, our disaster recovery attorneys specialize in helping Florida homeowners like you secure full compensation for flood and water damage. We understand the complexities of property insurance claims and fight to ensure insurance companies honor their policies.
Our track record proves our effectiveness: we’ve recovered millions in previously denied or underpaid insurance claims for Florida homeowners. Let us put our expertise to work for you.
Contact us today for a free consultation: 1-800-674-9396. We’ll help protect your rights and pursue the compensation you deserve.
Boca Raton Office
4800 N. Federal Hwy
Suite D204,
Boca Raton, FL 33431
*Direct all Mail to this office
Miami Office
1835 NW 112th Ave, Suite 164, Miami, FL 33172
Ft. Myers
3364 Cleveland Ave, Fort Myers, Fl 33901
Orlando Office
1925 E Michigan St, Suite 201, Orlando, FL 32806
