Florida and by extension, the city of Cudjoe Key are under a “no-fault” law. The state of Florida expects all drivers to have PIP included in their own insurance. PIP is used to cover your own medical costs and another things that may have resulted from the big rig crash. PIP will cover yourself and anyone in your vehicle that might not have PIP themselves. The coverage has limits however, if you surpass them or sustain a serious injury, you can then pursue a liability claim against the trucking company.
Examples of serious injuries can include the following: Bone fracture, permanent damage or limitation of a body organ, body function or system. It can also be complete disability for over 90 days. Once that is confirmed, you are no longer limited to sticking to only PIP claims, you will be able to file a liability claim along with your local big rig accident law firm, Ovadia Law Group.