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Poinciana Uber & Lyft Injuries

What Type of Insurance Coverage Does Uber Provide for Accidents? Should You Contact Your Own Insurance Company?

Ride-sharing services like Uber have undoubtedly transformed the way we travel, offering convenience and accessibility. However, accidents involving Uber vehicles can still occur, raising questions about insurance coverage and the steps to take in the event of an accident. If you’ve been involved in an Uber accident in Poinciana, Florida, it’s crucial to understand the insurance coverage provided by Uber and whether you should contact your own insurance company. Ovadia Law Group is here to provide you with valuable insights.

Uber's Insurance Coverage

Uber, as a ride-sharing platform, has implemented insurance policies to address accidents involving their drivers. These policies are designed to cover different stages of a driver’s activity on the Uber app:

  • Offline Mode: When an Uber driver is not using the app for ride-sharing and is driving for personal use, their personal insurance policy is primarily responsible for covering accidents during this phase
  • Driver Online, No Passenger: If an Uber driver is logged into the app but hasn't accepted a ride request or has no passengers in the vehicle, Uber provides limited liability coverage for accidents. This coverage may include up to $50,000 in bodily injury liability per person, $100,000 in bodily injury liability per accident, and $25,000 in property damage liability per accident.
  • Driver with a Passenger: When an Uber driver accepts a ride request and has passengers in the vehicle, Uber offers the most comprehensive insurance coverage. This includes liability coverage for bodily injury and property damage, collision coverage, and uninsured/underinsured motorist coverage. Coverage amounts can go up to $1 million, depending on the specific circumstances of the accident.

Should You Contact Your Own Insurance Company?

In the aftermath of an Uber accident, you may wonder whether you should contact your own insurance company. It’s essential to note that your own insurance company may need to be involved, especially if the accident involves injuries or significant property damage.

However, before contacting your insurance company, it’s advisable to consult with a qualified personal injury attorney, such as Ovadia Law Group. An attorney can help you understand your rights, navigate the claims process, and ensure that you receive the compensation you deserve. They can also help you communicate effectively with both Uber’s insurance and your own insurance company.

If you’ve been involved in an Uber accident in Poinciana and have questions about Uber’s insurance coverage or whether you should contact your own insurance company, we encourage you to reach out to us. Your peace of mind and well-being are our top priorities, and we are committed to assisting you in seeking justice and compensation.

Visit our website at https://www.wesetthestandards.com to learn more about our services or call us at 1-800-674-9396 to schedule a free consultation. Remember, Ovadia Law Group is your trusted legal partner, ready to provide you with the knowledge and expertise needed to protect your rights and ensure you receive the compensation you rightfully deserve after an Uber accident. Let us handle the legal intricacies while you focus on your recovery and healing.

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